{"id":43293,"date":"2022-01-04T11:31:03","date_gmt":"2022-01-04T10:31:03","guid":{"rendered":"https:\/\/www.retarus.com\/it\/consulting-company-entrusts-retarus-with-e-invoicing\/"},"modified":"2024-04-26T13:48:41","modified_gmt":"2024-04-26T11:48:41","slug":"consulting-company-entrusts-retarus-with-e-invoicing","status":"publish","type":"post","link":"https:\/\/www.retarus.com\/it\/consulting-company-entrusts-retarus-with-e-invoicing\/","title":{"rendered":"Un\u2019azienda di consulenza IT si affida a Retarus per la fatturazione elettronica"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"Un\u2019azienda di consulenza IT sveva utilizzava gi\u00e0 dal 2018 Cloud EDI Integration di Retarus per l\u2019invio delle fatture legate ai propri servizi di consulenza. In occasione di un nuovo progetto,…","protected":false},"author":57,"featured_media":36667,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"Un\u2019azienda di consulenza IT si affida a Retarus per la fatturazione elettronica\r\n[et_pb_section fb_built=\"1\" module_class=\"ret_padding_120-0 cc-fax\" _builder_version=\"4.14.2\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_start=\"rgba(0,0,0,0.59)\" background_color_gradient_end=\"rgba(0,0,0,0.54)\" background_color_gradient_overlays_image=\"on\" background_image=\"https:\/\/www.retarus.com\/de\/wp-content\/uploads\/sites\/2\/2019\/08\/retarus_einvoice_header.jpg\" custom_padding=\"||||false|false\" custom_css_main_element=\"background-position: center 40%;\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"3_4,1_4\" _builder_version=\"4.9.10\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"3_4\" _builder_version=\"4.9.10\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text admin_label=\"Header\" _builder_version=\"4.14.2\" _module_preset=\"default\" background_layout=\"dark\" global_colors_info=\"{}\"]

Dichiarazione IVA definita da NAV in Ungheria<\/span>\r\nUn\u2019azienda di consulenza si affida a Retarus per la fatturazione elettronica<\/h1>\r\n

Un\u2019azienda di consulenza IT utilizzava gi\u00e0 dal 2018 Managed EDI Services<\/strong> di Retarus per l\u2019invio delle fatture legate ai propri servizi di consulenza. In occasione di un nuovo progetto, \u00e8 stato inserito anche il supporto per la dichiarazione IVA in Ungheria, inclusa la relativa archiviazione a lungo termine.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.9.10\" _module_preset=\"default\" global_colors_info=\"{}\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|on|on\" _builder_version=\"3.26.5\" background_color=\"#f7f7f7\" transparent_background=\"off\" disabled=\"on\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Customer\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" global_colors_info=\"{}\"]

\r\nCliente<\/b>
\r\nMHP Management- und IT-Beratung GmbH<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Industry\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" global_colors_info=\"{}\"]

\r\nSettore<\/b>
\r\nAutomobilistico<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Web\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" global_colors_info=\"{}\"]

\r\nWeb<\/b>
\r\nwww.mhp.com<\/a><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"context\" module_class=\"ret_padding_60-0 cc-bi\" _builder_version=\"3.29.3\" background_color=\"#ffffff\" z_index_tablet=\"500\" box_shadow_horizontal_tablet=\"0px\" box_shadow_vertical_tablet=\"0px\" box_shadow_blur_tablet=\"40px\" box_shadow_spread_tablet=\"0px\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Basic Situation\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" global_colors_info=\"{}\"]Situazione iniziale<\/span>\r\n

Alla ricerca di una soluzione per la dichiarazione IVA in Ungheria<\/h2>\r\n

L\u2019azienda di gestione e consulenza informatica, leader nel settore della digitalizzazione, vanta pi\u00f9 di 300 clienti in tutto il mondo con quasi 3.000 consulenti in circa 20 sedi. Da diversi anni si avvale di Retarus Managed EDI Services per la fatturazione dei suoi servizi di consulenza: ogni mese la societ\u00e0 invia circa 2.500 fatture, principalmente in un formato specifico del settore.<\/p>\r\n

A seguito dell\u2019apertura di una filiale in Ungheria, la societ\u00e0 doveva conformarsi alla legislazione locale in ambito fiscale ed era quindi alla ricerca di una soluzione per segnalare in tempo reale le fatture emesse in Ungheria all\u2019agenzia fiscale e doganale locale, ossia \u201cNemzeti Adoes Vamhivatai\u201d<\/a> (NAV).<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"umsetzung\" module_class=\"ret_case_section cc-bi\" _builder_version=\"4.14.2\" background_color=\"#f7f7f7\" transparent_background=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Objective\" module_id=\"objective\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" z_index_tablet=\"500\" global_colors_info=\"{}\"]Obiettivo<\/span>\r\n

Integrazione perfetta nel workflow SAP<\/h2>\r\n

La soluzione desiderata doveva essere in grado di trasmettere in modo diretto ed automatico la notifica (senza upload manuale) all\u2019interno del processo di fatturazione dal sistema ERP SAP al servizio ufficiale online denominato \u201cSz\u00e1mla\u201d. Il messaggio di stato, generato all\u2019interno di tale servizio a conferma della transazione, doveva poi essere reinviato al sistema SAP.<\/p>\r\n

Era inoltre richiesta un\u2019archiviazione a lungo termine delle fatture, conformemente a quanto stabilito dalle regole in vigore in Ungheria.<\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_class=\"ret_case_section cc-bi\" _builder_version=\"4.14.2\" background_color=\"#ffffff\" transparent_background=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" _builder_version=\"3.29.3\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Umsetzung\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" z_index_tablet=\"500\" text_text_shadow_horizontal_length_tablet=\"0px\" text_text_shadow_vertical_length_tablet=\"0px\" text_text_shadow_blur_strength_tablet=\"1px\" link_text_shadow_horizontal_length_tablet=\"0px\" link_text_shadow_vertical_length_tablet=\"0px\" link_text_shadow_blur_strength_tablet=\"1px\" ul_text_shadow_horizontal_length_tablet=\"0px\" ul_text_shadow_vertical_length_tablet=\"0px\" ul_text_shadow_blur_strength_tablet=\"1px\" ol_text_shadow_horizontal_length_tablet=\"0px\" ol_text_shadow_vertical_length_tablet=\"0px\" ol_text_shadow_blur_strength_tablet=\"1px\" quote_text_shadow_horizontal_length_tablet=\"0px\" quote_text_shadow_vertical_length_tablet=\"0px\" quote_text_shadow_blur_strength_tablet=\"1px\" header_text_shadow_horizontal_length_tablet=\"0px\" header_text_shadow_vertical_length_tablet=\"0px\" header_text_shadow_blur_strength_tablet=\"1px\" header_2_text_shadow_horizontal_length_tablet=\"0px\" header_2_text_shadow_vertical_length_tablet=\"0px\" header_2_text_shadow_blur_strength_tablet=\"1px\" header_3_text_shadow_horizontal_length_tablet=\"0px\" header_3_text_shadow_vertical_length_tablet=\"0px\" header_3_text_shadow_blur_strength_tablet=\"1px\" header_4_text_shadow_horizontal_length_tablet=\"0px\" header_4_text_shadow_vertical_length_tablet=\"0px\" header_4_text_shadow_blur_strength_tablet=\"1px\" header_5_text_shadow_horizontal_length_tablet=\"0px\" header_5_text_shadow_vertical_length_tablet=\"0px\" header_5_text_shadow_blur_strength_tablet=\"1px\" header_6_text_shadow_horizontal_length_tablet=\"0px\" header_6_text_shadow_vertical_length_tablet=\"0px\" header_6_text_shadow_blur_strength_tablet=\"1px\" box_shadow_horizontal_tablet=\"0px\" box_shadow_vertical_tablet=\"0px\" box_shadow_blur_tablet=\"40px\" box_shadow_spread_tablet=\"0px\" global_colors_info=\"{}\"]Implementazione<\/span>\r\n

Conversione IDoc pi\u00f9 archiviazione a lungo termine<\/h2>\r\n

Le fatture della filiale ungherese vengono inizialmente generate tramite il sistema ERP aziendale SAP. Da qui si genera un file PDF o si stampa una versione cartacea, che vengono poi inviati ai destinatari della fattura per e-mail o per posta. <\/p>\r\n

Inoltre, ora viene generato un documento EDI in formato IDoc di SAP. Questa fattura strutturata viene trasmessa a Retarus come un normale documento EDI. Da questo punto in poi \u00e8 Retarus che si occupa interamente delle fasi successive legate all\u2019agenzia NAV in Ungheria.<\/p>\r\n

In primo luogo, il documento IDoc viene convertito nello standard XML<\/a> specificato da NAV e contemporaneamente verificato per individuare eventuali errori. Dopo la convalida, il file XML viene trasferito al servizio online di NAV \u201cOnline Sz\u00e1mla\u201d<\/a> tramite uno speciale servizio web. Se il trasferimento viene completato correttamente, i dati di origine (SAP IDoc) e il documento di destinazione (Sz\u00e1mla-XML), inclusi i metadati, vengono trasferiti nel sistema di archiviazione a lungo termine di Retarus.<\/p>[\/et_pb_text][et_pb_image src=\"https:\/\/www.retarus.com\/de\/wp-content\/uploads\/sites\/2\/2022\/01\/MHP-Grafik.jpg\" title_text=\"MHP-Grafik\" admin_label=\"Image\" _builder_version=\"4.14.2\" _module_preset=\"default\" background_enable_image=\"off\" width=\"80%\" max_width=\"100%\" custom_padding=\"|0px||0px|false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][\/et_pb_image][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"challenge\" module_class=\"ret_case_section cc-bi\" _builder_version=\"4.14.2\" background_color=\"#f7f7f7\" transparent_background=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"2_3,1_3\" _builder_version=\"3.25\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"2_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Challenges\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" module_alignment=\"left\" z_index_tablet=\"500\" text_text_shadow_horizontal_length_tablet=\"0px\" text_text_shadow_vertical_length_tablet=\"0px\" text_text_shadow_blur_strength_tablet=\"1px\" link_text_shadow_horizontal_length_tablet=\"0px\" link_text_shadow_vertical_length_tablet=\"0px\" link_text_shadow_blur_strength_tablet=\"1px\" ul_text_shadow_horizontal_length_tablet=\"0px\" ul_text_shadow_vertical_length_tablet=\"0px\" ul_text_shadow_blur_strength_tablet=\"1px\" ol_text_shadow_horizontal_length_tablet=\"0px\" ol_text_shadow_vertical_length_tablet=\"0px\" ol_text_shadow_blur_strength_tablet=\"1px\" quote_text_shadow_horizontal_length_tablet=\"0px\" quote_text_shadow_vertical_length_tablet=\"0px\" quote_text_shadow_blur_strength_tablet=\"1px\" header_text_shadow_horizontal_length_tablet=\"0px\" header_text_shadow_vertical_length_tablet=\"0px\" header_text_shadow_blur_strength_tablet=\"1px\" header_2_text_shadow_horizontal_length_tablet=\"0px\" header_2_text_shadow_vertical_length_tablet=\"0px\" header_2_text_shadow_blur_strength_tablet=\"1px\" header_3_text_shadow_horizontal_length_tablet=\"0px\" header_3_text_shadow_vertical_length_tablet=\"0px\" header_3_text_shadow_blur_strength_tablet=\"1px\" header_4_text_shadow_horizontal_length_tablet=\"0px\" header_4_text_shadow_vertical_length_tablet=\"0px\" header_4_text_shadow_blur_strength_tablet=\"1px\" header_5_text_shadow_horizontal_length_tablet=\"0px\" header_5_text_shadow_vertical_length_tablet=\"0px\" header_5_text_shadow_blur_strength_tablet=\"1px\" header_6_text_shadow_horizontal_length_tablet=\"0px\" header_6_text_shadow_vertical_length_tablet=\"0px\" header_6_text_shadow_blur_strength_tablet=\"1px\" box_shadow_horizontal_tablet=\"0px\" box_shadow_vertical_tablet=\"0px\" box_shadow_blur_tablet=\"40px\" box_shadow_spread_tablet=\"0px\" global_colors_info=\"{}\"]Sfide<\/span>\r\n

Tecnologia complessa, modifiche frequenti<\/h2>\r\nPer la societ\u00e0 di consulenza IT fu chiaro fin da subito che il collegamento alla piattaforma online \u201cSz\u00e1mla\u201d di NAV avrebbe comportato non poche difficolt\u00e0 dal punto di vista tecnico, a partire dal formato XML specifico del paese fino al trasferimento dei dati tramite uno speciale servizio web.\r\nA differenza dei collegamenti convenzionali EDI B2B tra partner commerciali, le piattaforme B2G (business-to-government), come quella di NAV, adattano costantemente la loro tecnologia a leggi o requisiti normativi nuovi o modificati. Di conseguenza, \u00e8 necessario effettuare con regolarit\u00e0 adeguamenti tecnici a causa della continua definizione di nuovi standard: questo \u00e8 un settore in costante evoluzione. Come se ci\u00f2 non bastasse, il legislatore definisce scadenze rigide per l\u2019implementazione e non \u00e8 raro che le aziende non riescano a stare al passo con questa dinamica.\r\nRetarus, tuttavia, dispone gi\u00e0 dei prerequisiti tecnologici, delle competenze e delle risorse necessarie per stabilire in modo affidabile un collegamento con i sistemi governativi in tempi molto ridotti. Gli adattamenti vengono implementati tempestivamente, per garantire in ogni momento il corretto svolgimento delle attivit\u00e0 dell\u2019azienda di consulenza IT.\r\n

Conservazione delle fatture<\/h2>\r\nQuando si archiviano documenti importanti ai fini fiscali, spesso si commette l\u2019errore di sottovalutare i regolamenti locali e di utilizzare in modo improprio l\u2019archiviazione in house. Quando poi si \u00e8 soggetti a revisione, non mancano le domande relative a documentazione, accesso, garanzia dell\u2019integrit\u00e0 dei dati o, nel caso dell\u2019Ungheria, al cosiddetto servizio di conservazione. Si tratta di una procedura ricorrente che consente di registrare quali dati sono stati archiviati in uno specifico lasso di tempo. Dai relativi report, un revisore \u00e8 in grado di determinare anche dopo anni se i dati sono stati rimossi, alterati o modificati illegalmente.\r\nRetarus ha convinto la societ\u00e0 di consulenza IT anche su questo aspetto con il suo servizio Long Term Archiving. Il cliente viene dotato di un archivio che soddisfa i requisiti di conformit\u00e0 vigenti in Ungheria, \u00e8 ridondante e ha un sistema di accesso basato su web. 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global_colors_info=\"{}\"]Vantaggi<\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" module_class=\"ret_bottom\" _builder_version=\"4.14.2\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_blurb use_icon=\"on\" font_icon=\"\ue052||divi||400\" icon_color=\"#7DBA3C\" icon_placement=\"left\" image_icon_width=\"150%\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"]

Integrazione via EDI senza adattamento ERP o installazione di plug-in<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_blurb use_icon=\"on\" font_icon=\"\ue052||divi||400\" icon_color=\"#7DBA3C\" icon_placement=\"left\" image_icon_width=\"150%\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"]

Retarus si occupa interamente della parte tecnica complessa (Managed Service)<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.14.2\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_blurb use_icon=\"on\" font_icon=\"\ue052||divi||400\" icon_color=\"#7DBA3C\" icon_placement=\"left\" image_icon_width=\"150%\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"]

Integrazione secondo le tempistiche del cliente<\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.14.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blurb use_icon=\"on\" font_icon=\"\ue052||divi||400\" icon_color=\"#7DBA3C\" icon_placement=\"left\" image_icon_width=\"150%\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"]

Adeguamenti tempestivi a cambiamenti tecnici legati a standard e trasmissione, indipendenti dalle risorse del cliente<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.14.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blurb use_icon=\"on\" font_icon=\"\ue052||divi||400\" icon_color=\"#7DBA3C\" icon_placement=\"left\" image_icon_width=\"150%\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"]

Adesione ai requisiti di conformit\u00e0 e archiviazione in vigore in Ungheria<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.14.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blurb use_icon=\"on\" font_icon=\"\ue052||divi||400\" icon_color=\"#7DBA3C\" icon_placement=\"left\" image_icon_width=\"150%\" _builder_version=\"4.14.2\" _module_preset=\"default\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"]

Archiviazione comoda e accessibile dall\u2019esterno, impedisce l\u2019accesso ai dati interni dall\u2019estero<\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\"1\" module_class=\"cc-seccomp ret_padding_60-0\" _builder_version=\"3.27.2\" background_color=\"#525458\" z_index_tablet=\"500\" box_shadow_horizontal_tablet=\"0px\" box_shadow_vertical_tablet=\"0px\" box_shadow_blur_tablet=\"40px\" box_shadow_spread_tablet=\"0px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"3.0.47\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\"][et_pb_text admin_label=\"Key Facts\" module_class=\"ret_benefits\" _builder_version=\"3.27.4\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" background_layout=\"dark\" module_alignment=\"left\" z_index_tablet=\"500\" text_text_shadow_horizontal_length_tablet=\"0px\" text_text_shadow_vertical_length_tablet=\"0px\" text_text_shadow_blur_strength_tablet=\"1px\" link_text_shadow_horizontal_length_tablet=\"0px\" link_text_shadow_vertical_length_tablet=\"0px\" link_text_shadow_blur_strength_tablet=\"1px\" ul_text_shadow_horizontal_length_tablet=\"0px\" ul_text_shadow_vertical_length_tablet=\"0px\" ul_text_shadow_blur_strength_tablet=\"1px\" ol_text_shadow_horizontal_length_tablet=\"0px\" ol_text_shadow_vertical_length_tablet=\"0px\" ol_text_shadow_blur_strength_tablet=\"1px\" quote_text_shadow_horizontal_length_tablet=\"0px\" quote_text_shadow_vertical_length_tablet=\"0px\" quote_text_shadow_blur_strength_tablet=\"1px\" header_text_shadow_horizontal_length_tablet=\"0px\" header_text_shadow_vertical_length_tablet=\"0px\" header_text_shadow_blur_strength_tablet=\"1px\" header_2_text_shadow_horizontal_length_tablet=\"0px\" header_2_text_shadow_vertical_length_tablet=\"0px\" header_2_text_shadow_blur_strength_tablet=\"1px\" header_3_text_shadow_horizontal_length_tablet=\"0px\" header_3_text_shadow_vertical_length_tablet=\"0px\" header_3_text_shadow_blur_strength_tablet=\"1px\" header_4_text_shadow_horizontal_length_tablet=\"0px\" header_4_text_shadow_vertical_length_tablet=\"0px\" header_4_text_shadow_blur_strength_tablet=\"1px\" header_5_text_shadow_horizontal_length_tablet=\"0px\" header_5_text_shadow_vertical_length_tablet=\"0px\" header_5_text_shadow_blur_strength_tablet=\"1px\" header_6_text_shadow_horizontal_length_tablet=\"0px\" header_6_text_shadow_vertical_length_tablet=\"0px\" header_6_text_shadow_blur_strength_tablet=\"1px\" box_shadow_horizontal_tablet=\"0px\" box_shadow_vertical_tablet=\"0px\" box_shadow_blur_tablet=\"40px\" box_shadow_spread_tablet=\"0px\" global_colors_info=\"{}\"]

Fattori principali<\/h2>\r\n[\/et_pb_text][et_pb_text admin_label=\"Key Facts\" module_class=\"ret_benefits\" _builder_version=\"4.14.2\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" background_layout=\"dark\" module_alignment=\"left\" z_index_tablet=\"500\" text_text_shadow_horizontal_length_tablet=\"0px\" text_text_shadow_vertical_length_tablet=\"0px\" text_text_shadow_blur_strength_tablet=\"1px\" link_text_shadow_horizontal_length_tablet=\"0px\" link_text_shadow_vertical_length_tablet=\"0px\" link_text_shadow_blur_strength_tablet=\"1px\" ul_text_shadow_horizontal_length_tablet=\"0px\" ul_text_shadow_vertical_length_tablet=\"0px\" ul_text_shadow_blur_strength_tablet=\"1px\" ol_text_shadow_horizontal_length_tablet=\"0px\" ol_text_shadow_vertical_length_tablet=\"0px\" ol_text_shadow_blur_strength_tablet=\"1px\" quote_text_shadow_horizontal_length_tablet=\"0px\" quote_text_shadow_vertical_length_tablet=\"0px\" quote_text_shadow_blur_strength_tablet=\"1px\" header_text_shadow_horizontal_length_tablet=\"0px\" header_text_shadow_vertical_length_tablet=\"0px\" header_text_shadow_blur_strength_tablet=\"1px\" header_2_text_shadow_horizontal_length_tablet=\"0px\" header_2_text_shadow_vertical_length_tablet=\"0px\" header_2_text_shadow_blur_strength_tablet=\"1px\" header_3_text_shadow_horizontal_length_tablet=\"0px\" header_3_text_shadow_vertical_length_tablet=\"0px\" header_3_text_shadow_blur_strength_tablet=\"1px\" header_4_text_shadow_horizontal_length_tablet=\"0px\" header_4_text_shadow_vertical_length_tablet=\"0px\" header_4_text_shadow_blur_strength_tablet=\"1px\" header_5_text_shadow_horizontal_length_tablet=\"0px\" header_5_text_shadow_vertical_length_tablet=\"0px\" header_5_text_shadow_blur_strength_tablet=\"1px\" header_6_text_shadow_horizontal_length_tablet=\"0px\" header_6_text_shadow_vertical_length_tablet=\"0px\" header_6_text_shadow_blur_strength_tablet=\"1px\" box_shadow_horizontal_tablet=\"0px\" box_shadow_vertical_tablet=\"0px\" box_shadow_blur_tablet=\"40px\" box_shadow_spread_tablet=\"0px\" global_colors_info=\"{}\"]